The Top Five Tax Apps for Smart Phones

by 28. February 2011 08:54

Doing your taxes is never fun, but it just got a whole lot easier, thanks to your smart phone! So throw away the shoeboxes full of receipts, because here are the five best new tax apps for smart-phones:

  • First, IRS-2-Go. This app comes directly from the IRS and it lets you track the status of your return. You can find out when your refund will be coming in the mail and sign up for tax tips. The best part is: it’s totally free.

 

  • Next tax app is called Tax Organizer. This app will cost you about $15 a month but it’s great for business owners. You can snap a picture of every receipt with your smart phone and send it straight to your accountant. The app will arrange them chronologically and store them in case of an audit.

 

  • If you just can’t wait for tax time, and want to know your estimated refund right NOW, there’s Tax Caster Mobile. You can enter your basic info, like your income and deductions, and the app will tell you how much you’re likely to owe or receive. It’s good too for when you start a new job or buy a house; you can check to see how that’ll affect your taxes.

 

  • Then there’s I-Donated-It. This app was created by a group of CPAs. For under three bucks, it allows you to snap a photo every time you drop a bag off at the Goodwill or donate a car. Then it keeps a list of everything you donated, when and where you did it and emails it straight to your accountant. That way if you’re ever audited you have some backup.  

 

  • The final tax-app doesn’t have a cutesy name it’s called THE DICTIONARY OF TAX TERMS. The tax code is full of all sorts of confusing legalese. This app has definitions for more than 600 of those words. So if you’re doing your own taxes you don’t get bogged down in mumbo-jumbo. It’s a lot of clarification for not a lot of money; this app is only a buck-ninety nine.

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Buyers | General | Owners | Sellers | Money & Finance | LA County | Orange County

Get Tenants To Clean Up Before Clearing Out

by 25. February 2011 07:51

Enforce the move-out rules

Q: What are the tenant's responsibilities for cleaning after moving out? Is it acceptable for them to leave trash and unwanted household goods behind? As a landlord, what legal rights do I have to enforce the proper cleaning of my property?

A: This is a very important question and a concern of all landlords. This is also one area where, with some advance notice and preparation, you can have a positive impact on your experience as a landlord.

No, it is not acceptable for your tenant to leave the rental unit full of trash and unwanted household items, and that is the simple answer to your question. But it is my opinion and experience that you can take steps to make this a more likely scenario than you might think.

I know there are some unethical landlords who actually want their tenants to leave the rental unit in less-than-perfect condition. They don't mind because they can then charge the tenant excessive fees for basic cleaning and simple repairs.

Some sneaky landlords will even upgrade the rental unit and improperly charge the tenant for work. I have heard of landlords who brag that they "never have returned a security deposit." This is wrong, and luckily those landlords are very few in number, but they make a bad name for all landlords.

So now that I have disparaged those few bad landlords, let me compliment you again for wanting to know how you can actually make minimal or even no deductions from the tenant's security deposit.

It starts at the time the tenant first visits your rental property as a prospect, and is reinforced at the time of move-in, by explaining your policies and procedures for handling the disposition of the security deposit. You also need to let them know your expectations about cleaning and repairs upon move-out.

It is the law of most states that your tenants need to return the rental unit in the same or better condition than when they moved in, except for normal wear and tear. Also, the cleanliness of the rental unit is not usually subject to wear-and-tear allowances so that means that if the tenant brought in any dirt during the tenancy then they must remove it before they vacate.

I think it is also very important to let your tenants know you are in the business of providing them with a clean and well-maintained rental unit at the time they move in. Of course, it is their responsibility, not yours, to keep the rental unit clean during the tenancy. But you retain responsibility for proper maintenance and repairs.

You should encourage them to contact you via phone or e-mail immediately, as you want to be made aware if there are any problems or concerns while they live there. Tell them that you will be glad to promptly investigate any items needing repair or replacement. You may be able to fix a problem when it is small and less expensive to address.

But you are also communicating to your new tenant that you want the rental unit to be in great condition during their tenancy and upon move-out. This lets your tenant know that you care about the condition of your property and could even be beneficial to discourage prospective tenants who know they aren't likely to keep the unit in good order.

Q: I've lived on the second floor of a multiunit apartment complex for 11 years. I have a new neighbor who just moved and who frequently smokes cigarettes right in front of my apartment on the common-area porch. His cigarette smoke comes through my windows and bothers me.

I work out and try to stay healthy, and I have a major aversion to secondhand smoke. I have asked him not to smoke in front of my apartment. If he continues to do so, do I have a valid complaint to approach my landlord?

A: Yes. I suggest you contact your landlord with a cordial written note or e-mail just like the one you sent to me. Check with your landlord on smoking restrictions for tenants. There are state laws that allow landlords to restrict smoking in common areas and even within individual rental units.

Playing music or even listening to television at very high volume is something that can disturb other tenants, and landlords and/or law enforcement can respond and seek a resolution to that behavior, too.

Smoking certainly is regulated in many areas of our day-to-day life: on airplanes, in restaurants and in many public places. The restriction on smoking in the common areas of apartment communities is becoming quite popular in many parts of the country, too. And many communities are offering smoke-free rental units and common areas.

If your landlord is unwilling to take your side in this matter, and you unfortunately have to relocate after 11 years, then I suggest you check online, as there are many apartment communities that will offer smoke-free apartments.

One of the first in the country is the "Smokefree Apartment House Registry" in the Los Angeles area, run by Esther Schiller. See her website at www.smokefreeapartments.org for links to other registries throughout the country.

By Robert Griswold
Inman News™

Tags:

General | Owners | Real Estate

5 Keys To Escaping A House Fire

by 25. February 2011 07:43

You're sound asleep when you hear the wail of your home's smoke alarm. A fire has started somewhere in your home, smoke begins to fill the rooms, and you have only minutes -- maybe seconds -- to get everyone out safely.

It's a scenario that none of us ever want to think about. But it happens with surprising regularity. The U.S. Fire Administration reports that once every minute there's a fire in an American home that's severe enough to report to the fire department.

An average of 2,600 people die every year in house fires in the U.S. -- that's one person every three hours -- and an average of 13,000 people are injured.

Smoke alarms
Obviously, one of the most important things you can do to protect yourself is to install smoke alarms. They're inexpensive and easy to install, and no home should be without an adequate number of them.

You should have one outside the door of each room where people sleep, and a minimum of one detector centrally located on each floor of the house. Once installed, be sure the batteries are changed once a year -- pick a specific day of the year, and mark it on the calendar!

Plan your escape
Another critically important thing for you and your family is to plan an escape route. This is something for the entire family to be involved with, since it's the best way to ensure that everyone gets out safely. Here are some tips for devising your escape plan:

Leave immediately: Your home's contents can be replaced -- you can't. If you're alerted to a fire in your home, get out immediately. Don't stop to gather any belongings. Don't even stop to call 9-1-1 -- you can do that with a cell phone from outside, or from a neighbor's house.

You can't always depend on the door: You won't always be able to use the room's main door to escape during a fire, so take that into consideration when doing your escape planning. Look at two different ways to escape from any room.

If a room has two doors, practice your escape from each of them, in case one is blocked. If there's only one door, your next means of escape will be a window, so understand how to escape from each of the room's windows -- directly onto the ground, onto an adjacent roof or deck, or with the aid of an escape ladder.

In the event of a fire, if the door to the room you're in is closed, feel it before opening it. Use the back of your hand, and touch the top of the door or the doorknob to see if it's hot. If it feels cool, open it slowly and check for smoke. If heat and smoke come in, close the door immediately and use an alternate exit.

Know the route: Whatever exit you use from the room, know where that exit will lead you. No matter how well you know your house, during the heat, smoke, and chaos of a fire it's easy to become confused and disoriented -- especially at night. Everyone in the family needs to know and practice the escape route from each room all the way to the exterior of the house.

Plan on a meeting spot: Decide on a specific, easily recognized meeting spot outside the house where everyone can gather. It might be the end of the driveway, in front of a neighbor's, or some other location. Be sure that everyone in your family knows the spot, and that they immediately assemble there.

This is the fastest way to know that everyone's out safely, and to prevent unnecessary injuries from going back into the home to look for someone who's already out.

Escape ladders
A window is the normal escape route to use if the door to a room is blocked by fire. But if you live in a multistory house, using the window on an upper floor is obviously dangerous without a ladder. So for every upstairs sleeping room, you should have an escape ladder ready in the event of an emergency, and each family member needs to know how to deploy and use it.

The simplest type of ladder is one that hooks over the window sill. Open the window, hook the ladder in place, toss the rungs out of the window, and climb down. Ladders of this type typically cost in the $30 to $50 range.

There's a couple of disadvantages to this type of ladder, however. Because no one expects to use it, it gets stored away, and has to be found during the chaos of the fire. Also, many of these are single-use ladders, so there's no opportunity to practice with them.

In my opinion, a much better alternative is a permanently installed escape ladder, such as Werner's new Built-In Fire Escape Ladder ($99 for a two-story model, $139 for three-story). This type of ladder is installed in a can in the wall, directly under the escape window, so it's unobtrusive but always in place when you need it.

The Warner escape ladder is very easy to install, and comes with a clear and well-illustrated instruction booklet. It's basically a matter of cutting hole in the drywall between two studs -- the can is designed for mounting between studs on 16-inch centers -- and bolting the can in place. The escape ladder folds up and stores in the can, and a wood door, which can be painted or wallpapered to match the room, covers the can.

One distinct advantage to the Werner ladder, in addition to always being where you can find it, is that it's reusable. This allows each family member the opportunity to practice opening, deploying and climbing down the ladder. The can also can be used as a step to help you get out of the window, and there's a built-in assist strap, which gives you something to hang onto when you first start the climb.

Where to find what you need
Escape ladders, both permanent and single-use, are available at many home centers, hardware stores and online retailers such as Amazon. Smoke detectors and batteries are available from any home center, hardware store, department store and other retailers, as well as online.

 

By Paul Bianchina
Inman News™

Tags:

General | Owners | Safety

Working with a Real Estate Professional is More Important Than Ever in Today’s Real Estate Market

by 23. February 2011 07:15

In a landmark study examining the home buying and selling preferences of consumers in the Mid-Atlantic region, 95% reported that working with a real estate professional is just as important, if not more important, than it was just a few years ago. The survey results were released in a new research paper entitled Keepin’ it Real, by MRIS, the area’s Multiple Listing Service (MLS) and a leading developer of real estate information technology.

According to the report, which can be found on www.MRIS.com, today’s consumers recognize this is not the time to complete a real estate transaction on their own, and are placing a stronger emphasis on the agent’s professional skills. As such, trustworthiness was ranked as the most critical factor in choosing an agent, followed by experience, willingness to look out for a client’s interest, expertise in negotiating contracts, responsiveness, familiarity with contracts and knowledge of the local community. These requirements are evidence that consumers are seeking more than simple guidance, they are looking for an expert they can trust to execute a step-by-step process throughout the entire transaction.

“In today’s housing market especially, this is no time to go it alone,” noted John L. Heithaus, Chief Marketing Officer of MRIS. “With 95% of all buyers and sellers reporting that working with a professional real estate agent or broker is important, it is evident that consumers understand how vital they are to the process. A real estate professional has the industry knowledge, networking ability and expert guidance on home buying and selling to deliver top notch customer service and advice, and provide a successful experience for consumers.”

Additionally, the Keepin’ it Real report reveals that 68% of buyers and sellers rated their agent with a six or seven, on a 7-point satisfaction scale. This high level of consumer confidence reinforces the credibility of the real estate professionals in the Mid-Atlantic area. Nearly half of the consumers surveyed, or 48%, found their agent by way of referral. Moreover, 80% of consumers stated that they would recommend their agent to a friend or family member, especially those that purchased or sold a home in the past twelve months.

Whereas in years past, the agent was the first step in the home buying or selling process, today, Internet-savvy consumers can gather information and educate themselves, long before contacting an agent. The Internet empowers consumers to search for homes and neighborhood information, compare pricing and explore financing options on their own. Yet, despite all of the tools and resources available, when it comes time to actually buy or sell a home, there is nothing more valuable than the industry knowledge, expertise and guidance a real estate professional brings to the table.

The Keepin’ it Real research paper is confirmation that today, more than ever, a real estate professional is an invaluable resource in the home buying and selling process.

For more information, visit www.mris.com.

Tags:

Buyers | General | Huntington Beach | La Mirada | Norwalk | Owners | Real Estate | Sellers

Norwalk Weather Forecast

by 15. February 2011 08:14

Today
Feb 15

Cloudy
Cloudy

Wed
Feb 16

Rain
Rain

Thu
Feb 17

AM Showers
AM Showers

Fri
Feb 18

Rain
Rain

Sat
Feb 19

Rain
Rain

Sun
Feb 20

Partly Cloudy
Partly Cloudy

Mon
Feb 21

Partly Cloudy
Partly Cloudy

Tue
Feb 22

Partly Cloudy
Partly Cloudy

Wed
Feb 23

Partly Cloudy
Partly Cloudy

Thu
Feb 24

Partly Cloudy
Partly Cloudy

Tags:

Buyers | General | Norwalk | Norwalk Weather Forecast | Owners | Sellers

Norwalk Weather Forecast

by 10. February 2011 07:36

Right NowNext 36 Hours
Sunny Today Tonight Tomorrow
Sunny Clear Sunny
Sunny Sunny Clear Sunny
62°F 73° 42° 77°

Feels Like: 62° 

High Low High

Tags:

Buyers | General | Norwalk | Norwalk Weather Forecast | Owners

Innovative Ways to Create, Utilize Space in Your Home

by 8. February 2011 08:46

Innovative Ways to Create, Utilize Space in Your Home

By John Voket, RISMedia Columnist

RISMEDIA, February 5, 2011—Whether you’re building new or renovating your home—if you’re looking for innovative ways to utilize space, some experts agree that you should consider the benefits of circular or spiral stairs. These modular or space saving accessories are not only a quick and easy way to provide access between floors, but can make a dynamic architectural statement as well.

There are many resources on the Web to obtain spiral stair kits and designs you can build yourself or commission through a contractor. Or you can choose a pre-made design in iron, steel, aluminum, or other metals that are delivered either in one piece, or in easy-to-install kits ready to be fastened in place.

These types of stairs can be used indoors or outdoors, as an entry and exit from an exterior deck or porch where you are faced with topographical or space limitations that might prevent the installation of a conventional staircase.

Once you’ve made the decision to go with spiral stairs, check with your local building inspector to see if he has any requirements. Most National Building Codes require the stair to be five feet in diameter or larger.

Armed with that basic information, it’s time to decide on size and materials. Determine how much traffic the stairs will have to sustain and plan accordingly. The higher the traffic, the larger the stair requirements.

Whether you choose a large stair or a small stair, the space between the balusters should be considered, because this is the area a child could fall through. Spaces could be as large as 18″ between balusters, but if small children will be using the stairs, you may wish to add additional balusters.

If the stair is being used outside, it’s important to consider the durability of the stair and what amount of maintenance it will require. The primary concern is the steel rusting. If the stair is painted with several coats of alkyd based paint, this will provide a good durable finish in a mild environment. Steel stairs that are hot dipped, galvanized, or aluminum will be maintenance free even in the harshest environment.

Tags:

General | Huntington Beach | La Mirada | Norwalk | Owners

Crime Rate In Your City

by 3. February 2011 08:03

We googled "Crime Rate by City" and services popped up- but the catch is you have to pay for them.

Since these are hard times and we are your neighborhood realtors we thought we would offer FREE SPECIAL COMMUNITY REPORTS.

The special community report will include area information such as: weather, schools, crime rate, population, home prices, cost of living and much much more.

If you are a buyer wondering if an area is right for you or an owner wondering if your area is no longer right for you this is an awesome FREE report!

Click this link to request your FREE report now: http://billynkimbryson.com/gold_customform2.asp

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General | Buyers | Owners

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